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Direct Line Pet Insurance is currently offering  20% discount. That’s an excellent incentive and a hard act for other dog insurance providers to match.

With Direct Line, you can pay a competitive monthly premium for dogs – which helps protect your pet and avoid the high vet costs and other associated dog expenses covered by dog insurance.
Direct Line’s dog insurance product applies to dogs aged between 8 weeks and up to 11 years (up to 6 years for some breeds), UK resident. Essential policy covers vet’s fees up to £4000 (per eligible condition) for a maximum of 12 months treatment for each illness, injury or disease. Advanced policy covers vet’s fees up to £6000 (per eligible condition), with no time limit on reaching this amount.

Additional dog insurance options from the Direct Line policy:

1. Additional benefits including: advertising fees up to £1,000 if your pet should stray or is lost or stolen, up to £1,500 purchase price reimbursement if your pet is lost through theft, straying or accidental death, holiday cancellation up to £5,000 due to loss,  life threatening illness or injury of your pet, up to £1,000 pet boarding costs if you have to go into hospital for more than 4 days in a row.

2. Third party liability for dogs causing injury to another person or damage to their property – up to £2 million (cover only available for dogs).

3. Overseas travel cover extends the cover above to countries included in the government’s Pet Travel scheme, excluding liability arising under the laws of the USA or Canada. Includes: Quarantine costs, Loss of pet passport, Emergency expenses while overseas Repeat tick and worming treatment

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In all the years we’ve been covering, reviewing and comparing pet insurance, Petplan has been one of the most consistently high scoring pet insurance products on the market. Customer satisfaction is through the roof, pay out satisfaction is exemplary and the depth of cover is exceptional. So, the downside? Petplan is the UK market leader for pet insurance.

Ask people for pet insurance recommendations and invariably Petplan is high on people’s list.

Petplan is not one of the ‘cheap’ dog insurance products on the market. But, as we said in our review of cheap dog insurance – low price premiums does not equate to cheap dog insurance when we’re talking about an insurance product.

For the maximum cover available from Petplan, choose one of their Covered for Life policies.

These ‘whole of life dog insurance’ policies are the ONLY type of policy to go for if you are interested in keeping your pet insured past the age of 8-years old – and let’s face it, if you’re not looking for cover at the time of your dog’s life when they are most likely to need dog insurance then you won’t be getting the most value from pet insurance.

Whole of life dog insurance is particularly important for dog owners if the pet ends up developing a long-term illness, like arthritis or eczema, needing extensive treatment from a vet.

Pet Value is designed for dog owners who want cover to provide help with the initial high cost of veterinary treatment.

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Debenhams Pet Insurance cover starts from as little as £4.56 a month and there are 3 levels of cover to choose from.

Benefits include:
- Cover for vet fees up to £7,000 with a gold level policy
- Up to £750 towards advertising and reward costs should your pet go missing
- Bereavement Counselling, should the worst happen
- Pet Legal Matters, for legal advice on an issue relating to your pet
- Help to find a registered pet minder to care for your pet while you’re away from home

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Churchill are synonymous with dogs. Forget their dog insurance policy for a moment, this is the company that has a talking dog as a mascot! That has to count for something, right?

Churchill’s dog insurance policy is actually a very sweet deal with a 10% discount for buying online. It is almost identical to Direct Line and, if pressed, we’d go with Direct Line whilst they’re still running their 8 weeks free deal (that’s a no brainer as far as cheap dog insurance goes.)

Here are just some of the benefits you’ll enjoy as a Churchill pet insurance customer:

• Online prices from £5.00 a month for cats and £8.40 a month for dogs
• Cover for vet fees
• Cover for lost or stolen pets
• Cover for emergency kennel or cattery fees
• Use of help lines including bereavement counselling
• Pay monthly with no additional charge

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Comprehensive lifelong cover with Pet Protect

Pet Protect’s dog insurance product stacks up well against the market leaders. The cover benefits are impressive and the premiums not going to require you to take out a second mortgage.

•One month free online discount
•Up to £6k vet fees every year – no time or financial limits per condition
•No special restriction on alternative treatments giving you the greatest flexibility when choosing the best treatment for your pet
•Claims settled quickly and direct to your vet if required, giving you absolute peace of mind.

What are The Reasons for Insuring a Dog?

Select The Best NOT The Cheap Dog Insurance Policy

Did you know that you can purchase health insurance to cover your puppy or dog? It is absolutely true! You can get a health plan for all of your dogs. However, just like shopping for insurance premiums for things like car insurance, rental insurance, etc., shopping for dog insurance takes a little research to find the right company.

Below are a few basic questions that can help you get a better understanding of the type of insurance plan a company can offer for your dog.

1. Find out if the insurance company covers any pre-existing health conditions. This is very important because should your dog become ill or have an injury that stemmed from a previous condition, and the insurance company does not cover pre-existing health problems, you may be paying the expense out of your pocket.

2. Be sure to ask if the company is licensed to offer their services in your state. You generally will not have a problem with this issue, but there is the occasional rogue insurance company that covers pets but is not fully legal to do so. In that case, you may come out on the loosing end of an insurance claim.

3. Ask how many years the company has been in business and how long they have offered insurance plans that cover dogs. A fairly new company may not have the experience or the coverage that an older, more experienced service provider would.

4. Ask what the insurance policy does NOT include, such as checkups, heartworm tests, dental care, worms, etc. Obviously these items are important so you know what to expect to pay if a particular health condition with your dog springs up.

5. Find out if the insurance for your dog will cover bone scans, medications, reconstructive surgery, and CAT scans. If your dog gets seriously injured and is suspected of having a major condition as a result from the injury, he may need the above mentioned procedures and tests. These can be quite expensive if the insurance plan does not include them in the service.

6. And of course, be sure to know what your deductible will be. In addition, ask if there is a cap on any specific type of illness or accidents your dog may possibly be in.

Many people could not contemplate a life without their dog as they see them as more than a family member but as a regular companion that they may not have ever experience in another human being. A dog will get just as much enjoyment from lying on the floor near you if you haven’t the energy for a walk, never complaining. Whatever the weather, your dog would follow you without even a whine but never as for anything other than you love in return.

Other than love, there are few ways we can really show our appreciation for the love and companionship a dog provides except by keeping them in first class health which can be done with a dog insurance plan. These policies provided by various pet insurance companies cover a wide range of services starting from accidents, serious illnesses and even routine health care for the pets. Even the healthiest of dogs can become sick and knowing you have an dog insurance policy that will pay for medical attention means that the cost is never a concern.

Fortunately for us, our pets are now in safer hands than ever before and we have improved medical techniques to thank for this but these treatments are only available if you can afford them. It is not uncommon now to hear about a pet that has undergone an organ transplant procedure or one that has had their hips replaced. Just like people, dogs too can be prone to certain conditions and disease, some of which may be caused by genetic traits.

The unfortunate fact is that many conditions that dogs are prone to suffer from are only visible when the dog reaches a certain point in their life by which time they are a valued family member. A dog insurance policy therefore helps the owner to provide the best treatment in such circumstances without feeling the financial pressure of providing the best health care for the dog. Keeping a dog healthy requires a bit more than just good food and a bath because regular checks by the vet can help remove unwanted and unhealthy parasites that all dogs carry as well as looking after their hearing and teeth.

Most policies will cover these costs as part of the maintenance plan which should make the situation easier financially speaking and the peace of mind knowing that your companion is looked after. Our dog may not fully understand the lengths you are going to for their good health but it does mean they should have a long carefree life with you. If you are not sure where to start in your search for a good plan then ask some of your neighbors who have dogs and see if they can advise you on a dog insurance plan that will cover everything discussed here.

Learn more about dog insurance and much more dog related stuff at DogSearcher.com

How to Get Cheap Dog Insurance: Hunting around looking for cheap dog insurance can be time consuming and presents an ocean of problems for the average dog owner. What dog insurance benefits do I need? Who is the most reputable dog insurance provider? Which dog insurance company is going to try and avoid paying out when I claim?

Let Dog Insurance dot org help!

1) Don’t think that ‘cheap dog insurance’ is the one with the lowest / cheapest premium. That, my friends, is false economy

2) Compare dog insurance policies. Note: this is compare dog insurance policies NOT compare dog insurance premiums. When you buy dog insurance you are purchasing a financial instrument that is designed to SAVE you money as and when you may need to claim on the policy. So having a policy with a razor thin monthly premium might seem cheap – until the day you actually need to claim on it!

3) Look for life long cover. If you purchased a life insurance policy and realised it was invalid when you turned 60, you’d be upset knowing you’d spent so much money on a policy and, at the time you need it the most it becomes completely unusable – well that’s exactly what you’ll get if you but a dog insurance product which doesn’t actually cover the dog when it turns eight years old (or another age – you need the dog insurance to last for life – this is called a whole of life policy)

4) Make sure you shop around for deals. Dog insurance companies often run promotions because they want your business. Make sure you keep an eye out for these deals and offers – especially from the big, well trusted dog insurers – they have large marketing budgets and so can, occasionally offer pet insurance incentives which are really valuable to new customers.

5) It seems obvious but make full use of the Internet. Sites like this one (dog insurance dot org) are constantly on the look out for the best dog insurance deals and discounts so, by keeping an eye on us can put some money in your pocket!

There are at least 101 reasons why insuring a dog should never be looked upon as optional luxury. Tales of dogs burning down houses, shooting people, covering themselves in industrial waste and eating weird and wonderful objects such as bicycle handlebars are no doubt y the extreme but they HAVE happened.More common dog accidents include illness and injuries of a more mundane nature – but canine health issues such as gastrointestinal problems and joint disorders don’t come cheap by the time the vet has seen the animal a few times and possibly carried out procedures to correct any problems.

Dog Insurance

Cut the Cost of Dog Ownership With Dog Insurance

Arecent survey carried out by the Society of Practising Veterinary Surgeons (SPVS) estimated that the average claims cost per year has risen to over £110 for a dog and £90 for a cat.

Vet fees in general have risen enormously over the past 15 years mainly due to advancement in technological procedures and specialist treatments.

Thankfully, gone are the days when owner’s regularly had to have their cherished pets put to sleep because of a lack of expert treatment for certain debilitating conditions or serious injuries. With improving animal medical research, skills and resources what were once incurable, life-threatening ailments can be dealt with effectively by many vets. With most owners, the price of treatment is secondary to preserving and enhancing their pet’s quality of life.

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Longterm illness is a nightmare for dog owners.

It can also be a nightmare for a dog insurance provider too.

Let’s be realistic and honest, a dog insurance provider is – like you – hoping your pet remains fit, healthy and well throughout its life and that the policy never has to be claimed on.

If everyone claimed on their dog insurance for major canine illnesses such as cancer, pet insurers would either go bust or their premiums would be through the roof.

This is why not all dog insurance and pet insurance policies are created equal.

If you are looking to make sure that, should the worst happen and your dog did get a longterm illness like cancer, your finances are protected and you can afford to get your dog the best health treatment, you need to very carefully understand the dog insurance policy you choose.

1) You need whole of life cover.

2) You need to check that your dog insurance cover pays out on an ongoing basis for an illness such as cancer.

3) You need to make absolutely sure that your premiums are up to date. It sounds obvious but many dog owners have let their insurance lapse and then their dog gets ill and they try and pick up the dog insurance where they left off – dog insurance providers are not stupid!

4) In the event that you have a breed that is more prone to canine cancer, speak with your vet and ask if they have had experience with a dog being treated for cancer and ask them to advise which pet insurance providers offered the most comprehensive cover.

5) Take out your OWN insurance. Make sure your dog has regular health check ups, a high quality diet, lots of exercise and if you’re actually in the market to acquire a puppy, insist that you get a breed with a low incidence of cancer and who’s parents are both health checked.