Let Dog Insurance dot org help!

1) Don’t think that ‘cheap dog insurance’ is the one with the lowest / cheapest premium. That, my friends, is false economy

2) Compare dog insurance policies. Note: this is compare dog insurance policies NOT compare dog insurance premiums. When you buy dog insurance you are purchasing a financial instrument that is designed to SAVE you money as and when you may need to claim on the policy. So having a policy with a razor thin monthly premium might seem cheap – until the day you actually need to claim on it!

3) Look for life long cover. If you purchased a life insurance policy and realised it was invalid when you turned 60, you’d be upset knowing you’d spent so much money on a policy and, at the time you need it the most it becomes completely unusable – well that’s exactly what you’ll get if you but a dog insurance product which doesn’t actually cover the dog when it turns eight years old (or another age – you need the dog insurance to last for life – this is called a whole of life policy)

4) Make sure you shop around for deals. Dog insurance companies often run promotions because they want your business. Make sure you keep an eye out for these deals and offers – especially from the big, well trusted dog insurers – they have large marketing budgets and so can, occasionally offer pet insurance incentives which are really valuable to new customers.

5) It seems obvious but make full use of the Internet. Sites like this one (dog insurance dot org) are constantly on the look out for the best dog insurance deals and discounts so, by keeping an eye on us can put some money in your pocket!

Select The Best NOT The Cheap Dog Insurance Policy

Did you know that you can purchase health insurance to cover your puppy or dog? It is absolutely true! You can get a health plan for all of your dogs. However, just like shopping for insurance premiums for things like car insurance, rental insurance, etc., shopping for dog insurance takes a little research to find the right company.

Below are a few basic questions that can help you get a better understanding of the type of insurance plan a company can offer for your dog.

1. Find out if the insurance company covers any pre-existing health conditions. This is very important because should your dog become ill or have an injury that stemmed from a previous condition, and the insurance company does not cover pre-existing health problems, you may be paying the expense out of your pocket.

2. Be sure to ask if the company is licensed to offer their services in your state. You generally will not have a problem with this issue, but there is the occasional rogue insurance company that covers pets but is not fully legal to do so. In that case, you may come out on the loosing end of an insurance claim.

3. Ask how many years the company has been in business and how long they have offered insurance plans that cover dogs. A fairly new company may not have the experience or the coverage that an older, more experienced service provider would.

4. Ask what the insurance policy does NOT include, such as checkups, heartworm tests, dental care, worms, etc. Obviously these items are important so you know what to expect to pay if a particular health condition with your dog springs up.

5. Find out if the insurance for your dog will cover bone scans, medications, reconstructive surgery, and CAT scans. If your dog gets seriously injured and is suspected of having a major condition as a result from the injury, he may need the above mentioned procedures and tests. These can be quite expensive if the insurance plan does not include them in the service.

6. And of course, be sure to know what your deductible will be. In addition, ask if there is a cap on any specific type of illness or accidents your dog may possibly be in.